Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas. Create a Budget. 10 MORE Free (but Thoughtful) Christmas Gift Ideas.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? How did they make it happen?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Create a Budget. Include gifts, but also travel, decorations, cards, stamps, parties, etc. Take these steps and have a Debt Free Christmas.

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Christmas Budgeting Budget Money 130

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. We paid off $68,000 of debt in eight months. What inspired you to get debt free? Who initiated the debt free goal?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What inspired you to become debt free?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

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New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We paid off $7,665 worth of credit cards, school loans and a car loan. Find your Why.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. But Dave Ramsey’s view of debt is very different. “Debt is Dumb and Cash is King.”. “…and

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE!

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. Your positive credit report will encourage other lenders to grant similar facilities.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We thankfully have always been good about paying off our credit cards each month. What inspired you to get debt free?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. What kind of debt was it? We are debt. free except for our mortgage.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Finally, we took the dive by making a budget and starting our debt snowball. The budget is key.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

JULY 18, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Have you ever wondered How Secured Credit Cards Help You Repair Your Credit ? If so, don’t miss Ryan’s post about how they can be an option for repairing bad credit at The Better Credit Blog. Are You Financially Ready For Kids?

Debt 199

Debt Fridays Personal Finance Goals 199

Saving Cents With Sense

MAY 8, 2013

You’ve deleted thousands in loan and credit card balances and it must have taken years of efforts, hard work and sacrifice. Now that your statements finally read zero, your credit cards might be finally open and your spending limits should also be high enough. Carry your debit cards or cash with you. Cut it down.

Debt 101

Debt Credit Cards Debt Free Finance 101

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. What inspired you to get debt free? There were two things that inspired us to pay off debt. Since we didn’t have any other debt, we decided to tackle our house as fast as we could. We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. What inspired you to get debt free? We felt like we couldn’t do a lot of the things in life we wanted to do because there was always the debt and the loan payments. The money that we used to spend on debt now goes into savings. Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MARCH 29, 2011

Overbuying will make a person buy a car that is a whole lot flashier and more expensive than their budget can afford. The biggest mistake that new homeowners make after purchasing a home is going heavily into debt to finance their purchases. They max out all of their credit card to purchase living room, bedroom, and dining room sets.

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Furnishings Debt Cars Car 157

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. Our goal was simple: Pay Off Our Debt and Never Go Back Again. Get Started with Your Own Monthly Budget. Debt freedom is possible!

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. This edition is arranged by subject heading, so that you can browse efficiently.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. What inspired you to get debt free? Tell us about you and your family.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

FEBRUARY 23, 2016

It gives us something tangible to look forward to when we can say, “WE’RE DEBT FREE!” ” A Debt Crushing Year. Let’s join forces this year as we pay off our debt. People have told us that it isn’t possible to not have a car loan or to not use credit cards.

Debt 100

Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MAY 1, 2012

She got rid of her credit card debt using this.” Related posts: Take Small Steps Towards Great Financial Health Finding Your Dream Job and How to Land it How to Live your Dream Life Debt Free Bust Out of a Financial Rut How to Have a Small Budget Wedding.

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

FEBRUARY 18, 2011

Beating Broke tells us how we can improve our credit score by adding positive information. When you spend little of the credit you have, creditors look favourable on your because it tells them you are responsible. Sustainable Life Blog shares with us tips on how to repair our credit. We need to use credit to have a good score.

February 113

February Debt Finance Personal Finance 113

Finally Frugal

JANUARY 17, 2011

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. Serious issues, but not in my budget, unfortunately. Since I take public transportation, I put about 2,500 miles a year on it, if that. And that's just to keep the car running!

Emergency Fund 45

Emergency Fund Debt Cars Car 45