article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!) For a list of budget categories, read: How to Start a Budget.

February 130
article thumbnail

5 Easy Budget Categories to Reduce

Family Balance Sheet

The 5 Easiest Budget Categories to Reduce. They are by far the easiest & quickest category to reduce in a household budget. Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money. I’m a big fan of Banana Republic, J. Crew, Gap, and Limited.

Budgeting 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Frugal February

Family Balance Sheet

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). For a list of budget categories, read: How to Start a Budget.

February 100
article thumbnail

Save Money & Celebrate Valentine's Day at Home | Date Night on a Budget

Family Balance Sheet

Yes, I'd love to eat out and have someone else prepare my dinner and serve me, but that would involve a babysitter and a food tab. become a fan and 'like' FBS on Facebook. In the early years, we both spent a lot of money on flowers, food, and gifts, but Valentine's Day can change with your spouse when kids enter the picture.

article thumbnail

Christmas Savings Club | March Meeting

Family Balance Sheet

I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. My husband and I started Dave Ramsey's Financial Peace University last month, so we scrutinized our March budget more than ever before. become a fan and 'like' FBS on Facebook. On with the meeting. Stay Strong!

March 100
article thumbnail

How to Save Money on Groceries

Family Balance Sheet

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.

article thumbnail

8 Tips to Help You Save Money While On Vacation

Family Balance Sheet

Create A Budget. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. For lunch, we usually pack a cooler with food each day that we are at the beach and eat out somewhere for lunch on the one day when we need a sun-break.

Vacation 153