Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Yesterday’s assignment was to figure out where you are spending money. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

JULY 9, 2014

Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. To read more about our experience, read How to Get a FREE Gym Membership. In 2013, our average monthly grocery spending was $635. What have you done?

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

FEBRUARY 6, 2015

Are you enjoying these “what we ate on a budget” posts? My intent is twofold: to hold me accountable with our grocery spending and to give some ideas and insight into how we eat on a budget. Our budget is currently $500 for my family of four. Let me know your thoughts in the comments.

Budgeting 100

Budgeting Budget Homemade Kids and Family 100

Family Balance Sheet

FEBRUARY 1, 2019

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. I’m a big fan of Zero Based Budgeting. 7 – Look for FREE entertainment.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

FEBRUARY 2, 2017

Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free. Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation).

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 9, 2015

If you followed along last year’s Grocery Budget Challenge , you’ll know that my grocery spending ranged from $425 – $500 throughout the year. Selfishly, the reason for this weekly posting is because I tend to stick to a grocery budget when I know I’m going to write about it.

Leftovers 100

Leftovers Budgeting Budget Lunch 100

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

AUGUST 28, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. Today is the eighth meeting, but you can join us at any time.

August 100

August Club Christmas Goals 100

Family Balance Sheet

OCTOBER 23, 2011

If your grocery spending has spiraled out of control, yet you often feel like you have “nothing” to eat", then head over to Money Crashers for 10 Family Meal Planning Tips and Ideas on a Budget. If you answered yes to any of these options", then check out 12 Healthy Breakfast Food Ideas That Are Quick and Easy.

Menu Planning 127

Menu Planning Menu Plans Breakfast Real Estate 127

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. According to the U.S.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

JANUARY 1, 2015

When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. Debt Free Stories. I started the Debt Free Stories interview series back in September and it has been really well received. Weekly Meals on a Budget. Budget Financial Freedom'

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 25, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Or challenge yourself to reduce your grocery spending by your shortfall. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. On with the June meeting. How did I do in June?

June 100

June Club Christmas Goals 100

Family Balance Sheet

APRIL 6, 2011

I guess it is possible to buy hundreds or even thousands of dollars worth of groceries for pocket change, but nobody needs 62 bottles of mustard.or I believe the grocery bill is one of the easiest categories of the household budget to reduce and you don't have to be an extreme couponer to accomplish the task. Did you watch it?

Land o lakes 166

Land o lakes TV shows Saving Money Menu Planning 166

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. We got back on track with planning our spending and we were able to breathe again. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

OCTOBER 6, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. Homemade Sugar-Free Applesauce. homemade sugar-free applesauce.

Budgeting 100

Budgeting Budget Financial Goals Freezers 100

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. How much can you save just by cutting out non-essential spending? ” Trust me, YOU WILL SURVIVE! 9 – Find free entertainment.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MARCH 2, 2011

Groceries are the one area in our household budget that I feel like I have the most control over. The weeks that I take the time to plan the menu are the weeks that I have control over our spending. But that one week where I don’t menu plan or do a shoddy job on it is the week that I’ll blow my budget. Thanks for reading.

Menu Planning 138

Menu Planning Menu Plans Economical Kitchen 138

Family Balance Sheet

JULY 9, 2015

The idea of becoming debt free makes me downright giddy. What did they specifically do to become debt free? So back in August of 2014, I scoured the internet to look for sources for a new series, Debt Free Stories. 10 Smart Ways to Become Debt Free. Her advice, “live junk and debt free!”

Debt Free 100

Debt Free Debt Budgeting Budget 100