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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

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Build Your Home Food Storage Without Breaking the Bank

Prairie Eco-Thrifter

One of the best things you can do for the sake of your own self reliance is to build up your home food storage. Your home food storage can tide you over in the event of a financial setback, or be part of your efforts for emergency preparedness. Unfortunately, many people think of stockpiling when they consider home food storage.

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The ABC’s of Debt Reduction

Prairie Eco-Thrifter

The economic effects of the recession of 2008 are still very much upon us. As a result of the recession, many have resolved to forever alter the way that they conduct their household business. For some this wakeup call came as a result of losing their home in foreclosure or their car in repossession. Create a budget.

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Tips for Bathroom Remodeling: A Guide to Enhancing Your Space

Koupon Karen

In San Antonio, Texas, where the blend of historic charm and modern vibrancy is reflected in every corner, updating your bathroom can breathe new life into your home. Let’s dive into the essentials of remodeling your bathroom in San Antonio, where tradition meets innovation in home design.

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10 Ways to Thank a Teacher during the Holidays

Family Balance Sheet

We include teacher gifts into our Christmas budget every year, but I also want my children to be part of the gift giving process, whether they craft a card, make an ornament, or write a poem. New Games for Indoor Recess. My kids are so bummed when it’s raining outside, because that means: INDOOR RECESS. School Supplies.

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The Danger In Assuming

Prairie Eco-Thrifter

Unfortunately the recession of 2008 was not an isolated incident. To buy a home under the assumption that you’ll some day make a profit from it or rely on one source of income assuming it’ll always be available to you is financially foolish. They can come in the form of a health scare a home repair or otherwise.

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Can You Cut Expenses by a Half Million Dollars?

Prairie Eco-Thrifter

With the advent of the Great Recession, today’s populations are re-learning frugality and expense reduction. By exercising at home instead of paying gym fees we saved $600 per year for 17 years ($10,200). By feeding our family of four at home for 20 years we saved $168,768. 40,720 Home Repair.