Motherhood Moments
JANUARY 18, 2023
Maliga shares several ways to prepare for a recession: Prepare a bare bones budget. Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly.
Prairie Eco-Thrifter
MAY 30, 2012
Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track.
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Penny Pinchin' Mom
DECEMBER 17, 2023
Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?
Prairie Eco-Thrifter
OCTOBER 7, 2014
See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. But, budgets are not the enemy. There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals. Are your weekend outings a bit too extravagant?
Penny Pinchin' Mom
DECEMBER 17, 2023
I would recommend that you have at least six months to a year’s worth of your monthly expenses saved in the event of a job loss or an unexpected emergency. It’s a question of how to ensure the gains outweigh the losses. When the debts are too expensive, they might prevent you from making any headway with the savings.
Family Balance Sheet
SEPTEMBER 9, 2014
We also went through multiple job losses, surgeries, huge car repairs, etc. How often do you and your spouse discuss your finances/budget/spending? During those 10 or so years, our incomes were all over the place. They ranged from a low of about $2,300/yr (no zeros missing there!) to a high of maybe $80,000/year.
Family Balance Sheet
APRIL 12, 2016
It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. Simply doing a budget. Definitely a monthly budget – I always create one every month. I had planned to pay it all off in 2.5
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