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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I have written often about the importance of an emergency fund. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. Cash is King.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Sometimes we buy stuff on a whim, only to be disappointed later. But not all my impulse buys have been duds. Personal Finance Whiz : What Is An Emergency Fund?

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Take Control of Your Money in 2015

Family Balance Sheet

I started the Debt Free Stories interview series back in September and it has been really well received. We will be challenging ourselves to resist buying retail and instead choose thrift by borrowing, buying second hand, or making do with what we already have. My Themes for 2015: 1. Debt Free Stories. Weekly Meals on a Budget.

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Our 2018 Financial Goals

Family Balance Sheet

An Update on Medi-Share – September 2017. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Save a starter Home Emergency Fund. Read our Health Insurance Story: . 2017 Update.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom.

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