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Setting Financial Goals: Make Them Smart and Simple

Prairie Eco-Thrifter

You’ve heard the saying that nothing worthwhile is achieved without a goal? Setting financial goals is an important part of planning to achieve financial security and have enough money in your retirement years to live the way you want. So, how do you set financial goals as part of a financial plan? When will you have kids?

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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. My sister-in-law buys dozens every Christmas from a mom who bakes for cash.

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Put Yourself on the Path of Happiness for the Holiday Season

Prairie Eco-Thrifter

The holiday season can bring shudders and tears to folks who have lost family members or friends; who have lost jobs and income; who have seen illness come into their lives; or who have lost hope and aspiration. How does he find the blessings of the holiday season with no money to buy gifts? How To Create Extra Holiday Money.

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2019 Christmas Savings Club | February Meeting

Family Balance Sheet

It should include gifts, decor, Christmas cards and postage, holiday parties, gatherings–everything that is holiday related. You don’t need to figure out what you buying, but try to confirm how much you want to spend. My monthly goal is $100 and I’m happy to say I found the money this month. Read: My Ebates Review.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Create a Spending Mantra There’s no escaping expenses; we need to buy things and spend money to live. Increase your savings and investments instead.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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