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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

We think that something is required for us to be happy or successful, when, in reality, it is a luxury that we could do very well without. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Unfortunately, it’s all too easy to let luxuries become needs.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 3 – Reduce your monthly utility bills.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. Are you paying too much for home/auto insurance, cable, internet? I’m always amazed by the amount store tags I see on clothing and household item at thrift stores. 19 – Shop thrifty for you clothing needs.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Miscellaneous- entertainment, clothing, gifts, etc. Then, at the end of the month, you can see how well you stuck to your budget and if you need to make some adjustments. Utilities- electricity, propane & gas, water & sewage. Telephone/cell phone. Business expenses if you run a business. Step #3: Trim the fat.