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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. The phone is a link to the outside world. However, the truth is that you probably don’t need a fancy phone. For years, I was just fine with a cheap prepaid cell phone. It’s certainly more expensive than sticking with the cheap prepaid cell phone.

Phones 229
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? I earn about $20 every 2-3 months with my favorite grocery phone app. Also, look into food delivery services, such as GrubHub, Uber Eats, and Door Dash. Related Reading: How to Save Money on Groceries. 3 – Reduce your monthly utility bills.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Telephone/cell phone. Pet care- food, medication, grooming, etc. Food- groceries, eating out, ordering delivery, etc. Utilities- electricity, propane & gas, water & sewage. Business expenses if you run a business. Transportation- car note, car insurance, maintenance, gas, etc.