Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

AUGUST 6, 2022

In the grand scheme of college funding, $200 is a drop in the bucket, but I always appreciate free money. Credit Card Cash Back Redemptions in July: $196. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but because I was trying to limit our overall spending.

July 130

July Frugal Credit Cards Donation 130

The Frugal Girl

APRIL 2, 2024

Sooo, I placed an order and grabbed my free sandwich on the way out of college. I got a free chicken sandwich At lecture, my friend alerted me that the Chick-Fil-A app had a free sandwich in it (something to do with the local baseball team, I think?)

Frugal 191

Frugal Irons Watches Baseball 191

Prairie Eco-Thrifter

MAY 4, 2011

The same kind of over thinking tends to infect financial advice, as well, especially when it’s doled out to college students who are desperate to come up with ways to make a few extra bucks between studying for exams and balancing their social lives. First things first: Be smart about credit. All it takes is some common sense.

College 169

College Graduation Credit Cards Re-use 169

The Frugal Girl

NOVEMBER 27, 2023

I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. I think of the period of my life right after college my “quarter life crisis,” which included a series of money mistakes. What’s your best frugal win?

California 169

California Cars Car College 169

Prairie Eco-Thrifter

AUGUST 2, 2011

If you know you are going to want to have a tutor for your child this year, use a college tutor. Check with your local college for students who are majoring in the subject your child needs help with. Use your card for the other purchases you make as well. College students have the option of renting books now. What a deal.

College 192

College Money Personal Finance Student 192

The Frugal Girl

JANUARY 23, 2024

And of course, I used a gift card from my Erie YourTurn rewards to pay for the remaining 50%, so this was $0 out of pocket. I love it when I can stretch my gift cards! We shall see how long I can keep up my not-buying-food-at-college streak. ? What frugal things have you been up to lately? appeared first on The Frugal Girl.

Frugal 179

Frugal Starbucks Hawaii Gift Cards 179

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM!

Credit Cards 40

Credit Cards Credit Debt Equal 40

Saving Cents With Sense

SEPTEMBER 20, 2013

I’ve written about Upromise by Sallie Mae before and how it is such a great way to save for college (or pay off loans) while you are doing your everyday shopping, eating out, or even pumping gas. But did you know that you can save for college when you shop online? I’ve been a member for years and recommend this easy program.

College 85

College Shopping Stride Rite Old Navy 85

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I had also been teaching one class a quarter at a local career college so I increased to two classes a quarter. I no longer use credit cards – only debit cards or cash. How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

For the Mommas

MAY 15, 2021

Sign up for free and transfer money earned to a college savings account or your bank account! When You Sign up for Upromise. Continue reading Free $5.29 When You Sign up for Upromise at Save $$ | Hot Coupons & Deals | Weekly Ad Previews | Matchups.

College 59

College Credit Cards Bank Banking 59

Family Balance Sheet

JULY 10, 2023

Since April, he made over $800 by selling 3 old bikes, unused furniture, a college fridge, a camping grill, a TV, and other misc stuff. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then.

Frugal 100

Frugal June Flights CD 100

The Frugal Girl

NOVEMBER 14, 2023

I packed my lunch and my coffee for my weekend clinicals This past weekend, our “clinicals” were just at college, doing simulation and paperwork. Since the main spending I do (besides rent) is in the grocery category, I always try to use the Citi card for that. Next weekend, we actually go to an assisted living place.

Frugal 192

Frugal Lotion Gas Gas Prices 192

Savings Corner

DECEMBER 25, 2023

How do I choose a private college loan online? Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan.

Student 52

Student College Credit Debt 52

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 I also need to finish fully funding my retirement and I’d like to fully fund my grandsons college fund.

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

MAY 25, 2014

These were my college years, when I made lots of stupid decisions. Or put yet another trip to Las Vegas on the credit card. My rewards credit cards were feeble, and I didn’t have a plan for using them. Why I Don’t Use Credit Card Rewards Programs. Money Tips'

Money 209

Money Giving Las Vegas Credit Card Rewards 209

The Frugal Girl

FEBRUARY 18, 2024

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. I live in a fairly transient town with lots of college students.

Kids and Family 182

Kids and Family Home and Garden Money Frugal 182

Saving With Shellie

APRIL 10, 2011

Upromise is a program that allows you to save money for college. If you have a child, grandchild, niece, nephew, godchild, cousin…anyone that might want to go to college in the future this is a painless way to earn free money. When I first signed up I registered our credit card with the account and my CVS and Safeway card.

College 76

College Money Used Nephew 76

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards. This can be a boon for your credit score.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Saving Cents With Sense

SEPTEMBER 26, 2011

If you have kids, have student loans, want to go back to school, or know someone that does, you want to know about and start using Upromise , which helps you save for college by doing things you are already doing : Shopping, Eating Out, Buying Tickets, or Fill Your Gas Tank.

College 53

College Student Kids and Family Education 53

Savings Corner

DECEMBER 25, 2023

Cash-out refinances are helpful with major expenses, because you generally can borrow much more than you could with a personal loan or by using credit cards. Cons of a cash-out refinance Foreclosure risk. Because your home is the collateral for any kind of mortgage, you risk losing it if you can’t make the payments.

Refinancing 52

Refinancing Debt Credit Cards College Tuition 52

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Were you a high school or college tennis star?

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Saving Everyday

FEBRUARY 5, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 68

College Money Credit Cards Kids and Family 68

Saving Everyday

NOVEMBER 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 59

College November Money Credit Cards 59

Prairie Eco-Thrifter

FEBRUARY 3, 2016

No, we won’t put that on the credit card and pay for it later. College students are usually not mature enough to handle a windfall. The older boy held on to his, the college student was disrupted. Credit cards require maturity. No, we can’t get season passes to the amusement park.

Work 100

Work Kids Bank Banking 100

Savings Corner

APRIL 4, 2024

Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. First, you need to have a real commitment to not build those credit card balances up again. to 10 percent. How does a home equity loan work?

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

FEBRUARY 28, 2013

Lance was an unfortunate victim of credit card fraud. How to Use a Credit Card to Save the World. Cat at Budget Blonde has come a long way in her financial and personal journeys. She wants to know: Did you expect to be where you are right now? PET Archives. 4 Ways To Keep Your Spending in Check. Smell Great on the Cheap.

Fridays 170

Fridays Student Debt Credit Cards 170

The Frugal Girl

NOVEMBER 13, 2023

Mise en place for a recipe Even in college, when I was living in a dorm, and had a dining hall meal plan that meant I could get whatever I wanted whenever I wanted it, I still cooked and baked. They finished around the time I was finishing high school, and then there was college – my sister’s freshman year was my senior year!

Kids and Family 187

Kids and Family Parenting Cars Car 187

Saving Everyday

JUNE 4, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 58

College June Credit Cards Money 58

Saving Everyday

JULY 6, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 45

College Money Credit Cards Kids and Family 45

Prairie Eco-Thrifter

JULY 31, 2014

For me, my best financial lesson came from suffering through 10 years of near poverty, the consequence of picking a non-lucrative college major, then figuring out how to re-train and enter a highly rewarding profession – learning to be independent and self-sufficient, even from my spouse. Read more on my story in my book. Free money!

Debt 167

Debt College Student Money 167

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Download Cash Back Apps Remember when I said you were going to need your credit cards at some point?

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below). What is Upromise ?

College 55

College Dining Money Used 55

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. The post Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College appeared first on Family Balance Sheet. Someday, I would love to have a mini-farm, with a big garden and some chickens. How much debt did you pay off?

Debt 100

Debt Debt Free College Finds 100

Saving Everyday

APRIL 2, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Add your loyalty cards (Kroger, Publix, CVS, etc…) and any debit/credit cards you use (see tip below).

College 55

College April Credit Cards Money 55