Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.
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Family Balance Sheet
JULY 10, 2023
Since April, he made over $800 by selling 3 old bikes, unused furniture, a college fridge, a camping grill, a TV, and other misc stuff. We put the funds towards new furniture for our sunroom to replace a 15-year-old set that was outdated and very uncomfortable. 4 – Credit Card Rewards – $241.78
Family Balance Sheet
AUGUST 11, 2016
They’re taking a gap year between high school and college. ” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition.
Prairie Eco-Thrifter
MAY 25, 2014
These were my college years, when I made lots of stupid decisions. Or put yet another trip to Las Vegas on the credit card. I opened a retirement account during that period, but it involved a managed fund with a 2% annual fee. My rewards credit cards were feeble, and I didn’t have a plan for using them.
Saving Cents With Sense
MAY 26, 2014
Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Here are four tips to get you started: Plan for Your Plan.
Prairie Eco-Thrifter
JANUARY 30, 2013
I have emergency supplies in the car, including blankets, food, flares, and First Aid. Whenever I travel, I also take water (the result of an unfortunate stranded-in-the-desert incident during college). Financial Emergency Preparedness. You also want to be ready financially during an emergency.
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