The Frugal Girl
FEBRUARY 18, 2024
I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. I live in a fairly transient town with lots of college students. Childhood joy.
Savings Corner
APRIL 4, 2024
You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards. This can be a boon for your credit score.
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The Frugal Girl
MARCH 4, 2024
I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did.
Family Balance Sheet
JUNE 4, 2015
On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. My husband and I had children later in life.
Family Balance Sheet
MAY 6, 2020
I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. What got us through financially? Our emergency fund.
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