Prairie Eco-Thrifter

FEBRUARY 10, 2011

Mike is the owner of CreditCardForum.com, which is a forum and blog for discussing credit-related topics. Recently, he’s been working on a list of the best gas credit cards and his most recent credit card review was for the Chase Ink card. Gotcha #1: Caps on rewards. Gotcha #3: Expiration of rewards.

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Credit Cards Gas Credit Fuel 113

Motherhood Moments

DECEMBER 26, 2022

As was the case heading into 2022, inflation is a big concern for consumers heading into 2023.” One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. How are people feeling about their finances heading into 2023? “A

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New Year's Money Finance Debt 130

Savings Corner

FEBRUARY 2, 2024

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. NerdWallet Compare, Inc.

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Tools San Francisco Evolve Insurance 52

Savings Corner

DECEMBER 25, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. NerdWallet Compare, Inc.

San Francisco 52

San Francisco Evolve Insurance Credit Cards 52

Motherhood Moments

DECEMBER 15, 2022

Get cash back with your credit cards. Did you know that most credit cards have deals and offers attached to them? If I also have an offer attached to my credit card for the retailer where I’m purchasing my chocolates, I can use both! Activate this offer—you’ll get 10% cash back!”

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Thrifty Credit Cards Credit Consumer 100

Prairie Eco-Thrifter

DECEMBER 8, 2014

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. That day the entire credit system nearly collapsed.

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Used Credit Cards Gasoline Consumer 180

Prairie Eco-Thrifter

FEBRUARY 21, 2011

And because the little things things in life can really add up, let’s look at how you can help to save the world using one tiny everyday thing: your credit card. How A Credit Card Could Reduce Your Carbon Footprint. Can something as small as using a credit card on everyday purchases help the environment?

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Credit Cards Credit Used Bank 100

Savings Corner

DECEMBER 27, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. NerdWallet Compare, Inc.

San Francisco 40

San Francisco Evolve Insurance Credit Cards 40

Prairie Eco-Thrifter

FEBRUARY 2, 2014

Identity theft is something that both consumers and retailers struggle with. On the consumer side, if your identity is stolen, reclaiming it is a long, arduous process that may cost you thousands of dollars. What’s a consumer to do? What Does It Mean to Freeze Your Credit. Use cash only? That includes you.

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Identity Theft Credit Freezers Credit Cards 228

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

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Debt Credit Cards Debt Free Credit 100

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Repayment terms: Repayment timelines vary for personal loans, but consumers are often able to choose repayment terms between one and seven years.

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Debt Credit Cards Credit College Tuition 52

Discount Coder UK

JULY 6, 2012

After digging himself out of over $30,000 in credit card debt, he made it his mission to help others do the same. The level of consumer debt in both the. The following is a guest post from our friends across the pond – MoneyCrashers.com David Bakke is a financial contributor for Money Crashers Personal Finance.

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Credit Cards Debt Credit Personal Finance 53

Motherhood Moments

FEBRUARY 21, 2023

Browser Extensions Several companies like Capital One offer browser extensions that, once enabled, will do the grunt work for you of automatically applying savings if you use that particular credit card, or other extensions that will alert you to a better deal elsewhere. Quotient launched the Shopmium app in the U.S.

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Thrifty Saving Personal Care Consumer 100

Couponing 101

JULY 5, 2011

No credit card required! Free Access to Consumer Reports for 24 Hours is a post from Couponing 101. Through 3 am EST on July 6th you can get Free Access to ConsumerReports.org ! This is a great opportunity to research any items you are planning to buy. Thanks, Passion for Savings !

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Consumer Credit Cards July Credit 65

For the Mommas

NOVEMBER 6, 2021

This company gives you the chance to try hundreds of products from brands who want reviews from consumers like you. All you need to do is sign up (no credit card is required) and request FREE products to try and review. If you haven’t already, you must check out the TryProducts website!

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Giving Credit Cards Consumer Credit 59

Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Consumer advocates say 36% is the highest annual percentage rate a loan can have and still be considered affordable. Find a co-applicant.

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Debt Home Improvement Consumer Credit 40

Prairie Eco-Thrifter

APRIL 10, 2013

Automatic bill pay can be a great help to many consumers who want to make sure that their payments are made on time and in full. Strategy: Use Your Credit Card. My weekly produce box delivery and the monthly satellite TV bill are two examples of bills that I have paid automatically with my credit card.

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Bills Credit Cards Finance Credit 271

Savings Corner

DECEMBER 25, 2023

Cash-out refinances are helpful with major expenses, because you generally can borrow much more than you could with a personal loan or by using credit cards. Time-consuming. Cons of a cash-out refinance Foreclosure risk. Potentially higher interest rate. You can also explore a HELOC or a home equity loan.

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Refinancing Debt Credit Cards College Tuition 52

Savings Corner

DECEMBER 24, 2023

For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances.

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Calculators Taxes Debt Consumer 52

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. to 10 percent.

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Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 25, 2023

How a HELOC works A HELOC works similarly to a credit card: you’re able to borrow up to a certain limit as needed, rather than taking out a lump sum all at once. Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses.

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Credit Cards Credit Re-use Home 52

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

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Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Eleanor is a Consumer Advocate and helps consumers take control of their personal finances. Kimberly Foss, CFP, CPWA.

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Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

JANUARY 8, 2013

Easy credit, a have-it-now mentality and the consumer-driven society have all created this situation. I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. Does any of that sound familiar?

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Debt Win Credit Cards Money 271

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? According to The Street, “consumers will spend an average of $1007 on Christmas gifts.” According to The Street, “consumers will spend an average of $1007 on Christmas gifts.” ” If they’re paying cash, life is good.

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Prairie Eco-Thrifter

OCTOBER 2, 2013

Saved credit card information on shopping apps encourages thieves to make purchases with ease. From pretending to be you and trashing your credit, to outright stealing your money, the unscrupulous can use your smartphone to financially devastate you. For many consumers, though, that isn’t practical.

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Family Balance Sheet

JANUARY 5, 2011

Apparently, consumers spend more when they use a credit card in place of cash. We use a rewards credit card for almost every purchase we make. Could I save even more money if we stopped using credit cards altogether and started using cash? How much money could we save if we start using cash?

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Credit Cards Credit Bills Money 127

For the Mommas

JULY 23, 2012

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. What does Credit Sesame do? Automatically enter to win $250!

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Credit Win Credit Cards Finance 61

Prairie Eco-Thrifter

DECEMBER 7, 2014

Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again. Revolving loans, the debt with no fixed ending date like credit cards hits your credit score harder than other types of loans.

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Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

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Credit Cards Credit Finance Personal Finance 220

For the Mommas

MARCH 18, 2015

based coalition loyalty program with well-known brands where consumers can earn and use Plenti points for purchasing a wide range of products, regardless of the payment method consumers choose to use. The Plenti program is not connected to a credit card, and there is no cost sign up. Benefits for Consumers.

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Consumer Band-Aid Insurance Points 40

Prairie Eco-Thrifter

JANUARY 5, 2012

This constitutes food that you buy but don’t consume. If your finances are tight and you already have several credit cards with high balances, it is time to change your shopping behavior to save as much as possible. You may not realize it, but many dollars are thrown out with the trash. How to Shop Wisely.

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Saving Money Money Food Saving 221

Prairie Eco-Thrifter

MARCH 29, 2011

The recent housing crisis can be partially blamed on consumers overbuying homes. They max out all of their credit card to purchase living room, bedroom, and dining room sets. The homeowners quickly find themselves trying to make mortgage payments while repaying high interest credit card debt at the same time.

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Furnishings Debt Cars Car 157

Prairie Eco-Thrifter

AUGUST 24, 2015

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.

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Credit Cards Credit Used Airline 100

Nicoles Nickels

JANUARY 2, 2012

Credit Sesame : Credit Sesame is a 100% FREE personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

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Personal Finance Debt Credit Cards Finance 40

Prairie Eco-Thrifter

FEBRUARY 25, 2013

Most consumers and critics have been placing blame on the automakers themselves. The EPA has a website set up so that consumers can report their real world fuel efficiency results. Keep in mind that 15% might not sound like a big deal, but for a 25 mpg vehicle, it’s a difference of 3.75 So, what do you think?

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Fuel Economy Gasoline Fuel Economy 186

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. There are lots of small steps that consumers can take to achieve this resolution so choose options that fit the best with your lifestyle. Consumers with better credit scores have better interest rates.

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Monitors Credit Debt Consumer 40