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Roth IRA Conversions? Better Wait and See.

Prairie Eco-Thrifter

If they are primary beneficiaries, the parents or guardians may have to go to court and get themselves designated as able to manage the account for the child. Currently a spouse has the most flexibility, being able to even take over the IRA and treat it as his or her own (including changing the beneficiaries!).

Converse 176
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A Goal Without a Plan is Just a Wish

Family Balance Sheet

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100
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Over 40 and Worried about Money? Start here!

Family Balance Sheet

” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. Is that possible?” But we must change these statistics.

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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. Here are 5 steps to painlessly become debt free.

Money 133
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Sustainable Living Traits To Pass On To Your Children

Prairie Eco-Thrifter

We as parents are usually the first and primary source of their learned behavior, even as they grow into their teenage years. While your conversations and examples could encompass a wide spectrum of topics, there are many simple ideas that children can easily grasp and put into action. Our children learn by example.

Thrifty 189
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Valentine’s Day Giveaway: $25 Zappos.com Gift Card from eBillMe

Saving Cents With Sense

You’ll find even more deals and fun conversations. 4) “Like” Shop Debt FREE (eBillme) on Facebook and leave a comment letting me know that you do. And don’t forget to check out these other bloggers for more gift card giveaways from eBillme: The Average Parent. , just leave me a comment! Savings & Stewardship.

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P.E.P. for the Week of March 7-11/11- Spending Time With Family Update Edition

Prairie Eco-Thrifter

Broke Professionals shares with us a conversation they had with a friend about finding financial success early in life and how it can be detrimental. My hubby and I often borrow yard equipment that we use once in a while from my parents. Reducing Debt. I think we are planning to head back out there for another visit in the fall.