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4 Reasons to Graduate Debt-Free

Prairie Eco-Thrifter

Students now more than ever are graduating into a life of student loan payments, debt, and economic uncertainty. It’s not impossible to graduate without student loans, even if you don’t have any parental help. Here are some great reasons why you should try to graduate without debt: Job Freedom. Lifestyle Inflation.

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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

How do you stay focused when your life feels overwhelmed with financial and parenting issues? I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. Daily habits are manageable and not nearly so overwhelming as looking at a pile of debt! Let’s go!

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Money Matters: Life Insurance with No Medical Exam

Motherhood Moments

Life insurance is crucial for parents to have. Stay-at-home-parents need life insurance as well as working parents - they may not have income to replace, but there can often be extra childcare costs, depending on the age of the children at home.

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Our 2023 Financial Goals

Family Balance Sheet

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. My husband paid his entire way through undergrad and my parents covered a significant portion, so we come from both angles and our strategy is a compromise. A few of our debt payoff trackers.

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Do You Use Skills Learned in Childhood?

Prairie Eco-Thrifter

Another thing that, according to the National Foundation for Credit Counseling (NFCC), happens in childhood that affects our adult finances is that we learn from the financial behavior of our parents. Some people never think about how their financial behavior compares to that of their parents. Credit card debt is bad.

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Learning to Save & Pay Off Debt | Guest Post

Saving Cents With Sense

I was raised with frugal parents that tried to install in me proper money management and even though I always paid off everything on time, I never managed to save money. Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever.

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Meet a Reader | Megan from California

The Frugal Girl

When I got my first job in high school, my parents said I had to save a percentage of every paycheck. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. Did you ever receive any financial education in school or from your parents? Not really.