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Budgeting for Life

Prairie Eco-Thrifter

Of course it’s something one does out of love, but I am quickly realizing how difficult it can be managing these responsibilities, both in terms of my time, and also my emotions and my finances. I’m certain that if we don’t start having these conversations now, we’ll face huge costs later on. My parents will get older.

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Ethos Life Insurance Review 2024

Savings Corner

Our goal is to give you the best advice to help you make smart personal finance decisions. At a glance Bankrate’s take Ethos life insurance may be the company of choice for policyholders who prefer a digital application process and want to avoid undergoing a physical exam for life insurance. Ethos is an insurance broker.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

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Anatomy of the Financially Savvy Brain- Part 4

Prairie Eco-Thrifter

This series will answer those very questions by looking at the seven main processes of the brain and how they effect our money management. Last week we looked at the third process, the Hippocampus. It is also responsible for processing concepts of motivation and reward. This week we are going to look at the Limbic System.

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Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. Don’t take out more cash than you need, and make sure you’re using it for a purpose that will improve your finances instead of worsening your situation. How does a cash-out refinance work?

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How to Break the Cycle of Unhealthy Habits

Prairie Eco-Thrifter

It’s much easier to blame the government for their ridiculous subsidies of corn that have led to the prevalence of high fructose corn syrup in just about all processed foods than skip the Cinnabon and the entire center of the grocery store. It’s easier to place blame than accept responsibility. But such perceived “ease” is only short-term.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Consider options backed by the federal government.