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Family Budget Spreadsheets 2021

Family Balance Sheet

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This blog was based on my very first spreadsheet, the Family Balance Sheet. That first family balances sheet sparked my love for spreadsheets, and over the years I created many more out of necessity.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

We consider her our “bonus kid” and our family is extremely close. A few years back, I hit my all-time high by borrowing 126 books over the course of one year. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Our son is 29 and biological.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

My family’s finances have also been affected. It was during this time that I created my first Family Balance Sheet. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. Everything changed. I still use my spreadsheet to this day!

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. A zero-based budget is planning for every single dollar of after-tax income. Join my private Facebook group: Family Budgeters Unite! appeared first on Family Balance Sheet.

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The Best And Worst States To Retire In 2023, Ranked

Savings Corner

And, of course, not everyone likes the sweltering summers of the Sun Belt states. Iowa lands near the middle of the pack tax-wise. 23 for property taxes and No. 22 for state and local sales tax. There was no instant gratification, and I encouraged friends and family to do the same.” The state ranks No.

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Mortgage Calculator: How Much Can I Borrow?

Savings Corner

But if you know how much home you can afford, of course, you’ll want to learn how much you can borrow. Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs.