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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a 12 month spreadsheet.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

A few years back, I hit my all-time high by borrowing 126 books over the course of one year. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. It’s a tool, and it provides security and options. Yup, I’m a voracious reader.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Another way to think of a budget is a spending plan.

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