Family Balance Sheet

OCTOBER 8, 2015

That merry time of year that is filled with faith, family, food, and a little bit shopping. The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? WHY do we want to be debt free? But by the time they reach adulthood, my husband and I will hopefully have been living a debt free life for many many years and THAT will be normal to them. And why is he driving a 14 year old car? Dave Ramsey.

Debt 100

Debt Debt Free Daughter Thrifty 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Tell us about you and your family. I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. How much debt did you pay off?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. Tell us about you and your family. What inspired you to get debt free? Who initiated the debt free goal?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

NOVEMBER 18, 2022

That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Take these steps and have a Debt Free Christmas.

Christmas 130

Christmas Budgeting Budget Money 130

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. But Dave Ramsey’s view of debt is very different. “Debt is Dumb and Cash is King.”. “…and

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free!

Debt 227

Debt Debt Free Financial Goals Goals 227

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get to Know Your Debts “Today, there are three kinds of people: the haves, the have-nots, and the have-not-paid-for-what-they-haves.” – Earl Wilson The first thing you need to do is make a list of all your current loans and debt payments. This includes your credit cards, student loans, business loans—you name it.

Debt 52

Debt Credit Money Mom 52

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Read more about Shannon’s debt free journey. What inspired you to get debt free?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. Meet Angela.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. We are a musical family and love plugging into our urban community through volunteering and mentoring local youth. How much debt did you pay off?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. What inspired you to get debt free? Where are you from? What are your hobbies?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

DECEMBER 28, 2016

Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. Thursday, January 12: 12 noon EST: Finding Joy While Dumping Debt with the Debt Free Guys.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. Tell us about you and your family. We thankfully have always been good about paying off our credit cards each month. What inspired you to get debt free? If married, who initiated the debt free goal? Where are you from? What are your hobbies?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $7,665 worth of credit cards, school loans and a car loan. What inspired you to become debt free? I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. Tell us about you and your family. We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! Where are you from?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE!

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. What inspired you to get debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. What inspired you to get debt free? There were two things that inspired us to pay off debt. And this is just on a mortgage, not including any credit card or student loan debt. Where are you from?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. What would our family think when they realize we are broke? When you’re in debt and are willing to do whatever it takes, you will get radical. Now it was time pay off our debt from the other direction – increase our income.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. “Debt is Dumb and Cash is King.”

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

FEBRUARY 23, 2016

We want to crush our debts as quickly as possible, because quite honestly there are better things to do with our money then to send it off to creditors every month. 5 Steps to Crush Debt in 2016. 1 – Calculate your debt. Calculate how much debt you have by using my free Family Balance Sheet.

Debt 100

Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

MARCH 29, 2011

Many car shoppers would be better served by buying a practical fuel efficient automobile that meets their needs and the needs of their families. The biggest mistake that new homeowners make after purchasing a home is going heavily into debt to finance their purchases. They often buy too much car for too many dollars.

Furnishings 157

Furnishings Debt Cars Car 157

Prairie Eco-Thrifter

APRIL 20, 2011

Guest Post Author Bio: This post is from Charles at CreditDonkey, where he writes about frugal credit card deals and tips. Visit CreditDonkey.com to find and compare credit cards. Whether it is with a spouse, family member, or friends, it’s important. Not to mention, it will help keep you out of debt.

Frugal Lives 154

Frugal Lives Frugal Living Frugal Credit Cards 154

Prairie Eco-Thrifter

MARCH 7, 2011

Leave behind debt relief options. Thriftiness itself can become a self debt relief option and can help you save a lot of money. Here are some tips to try so that you can become money smart and debt free. Family Contribution. This is another way you can manage life thriftily and pay off your debts.

Debt 171

Debt Thrifty Money Fuel 171

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 15, 2012

It is important to address these now; seek professional advice about consolidation of debts, debt management and early pay out of debts, especially credit cards. Going into retirement debt-free is going to make life so much easier for you. You might decide you don’t need two family-sized cars anymore.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Prairie Eco-Thrifter

MAY 1, 2012

He had to start small because he came from an average middleclass family, but he had big dreams; he knew what he was aiming for. She got rid of her credit card debt using this.” Are you one of the many people who think that you need to have lots of money to be able to set yourself up as financially secure? So, dream big.

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

FEBRUARY 18, 2011

I remember when we moved we had to pay for help because no one in our family was in the shape needed to lift furniture. Financial Highway tells us how he paid off $50,000 of credit card debt. I have never owed that much on a credit card but I have had issues with paying them off in the past. Congrats!!

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

MAY 10, 2012

Wayne presents Unexpected Costs of Pet Ownership posted at Young Family Finance , saying, “Pet ownership can be quite expensive. Madison presents Credit Card Application Spree to Maximize Sign Up Bonuses posted at My Dollar Plan , saying, “It’s time for a round of credit card applications to make some money!

Money 113

Money May 2012 Debt 113