Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. Hidden in the terms might be clauses with penalties for early repayment.

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Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. What kind of debt was it? We are debt. free except for our mortgage.

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Prairie Eco-Thrifter

NOVEMBER 25, 2012

By throwing my spare cash at my high interest credit card debt, I would be saving money by reducing the amount of interest I would have to pay. A dollar saved, as they say, is a dollar earned. To check whether this is the best option for you, you need to know what after tax interest rate your debt is costing you.

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Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We haven’t taken out a penny of debt since November 2011 (nor will we ever), we don’t have a credit card (and we are still alive), and we are saving money at an incredible pace. Debt freedom is possible! That’s crazy, right?

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Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful?

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Prairie Eco-Thrifter

MAY 1, 2012

She got rid of her credit card debt using this.” Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. When I found a new way, I bought a small treat and then put the rest into my growing savings account. Gee, it mounts up quickly!”

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Prairie Eco-Thrifter

MARCH 4, 2015

Do we treat debt differently now that we are financially free? My spouse is still very risk averse and I won’t stress him out by taking on debt. The only debt we have is temporary – credit card charges that we pay off each month so we don’t get charged any interest. Not really.

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