Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.
Prairie Eco-Thrifter
OCTOBER 26, 2014
Eating out is usually a large expense for most people. If you stop eating out for four weeks, you may have as much as $100 to $300 set aside for gifts, depending on how frequently you eat out. The first place you can look to make some money for holiday spending is in your non-essential spending.
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Prairie Eco-Thrifter
FEBRUARY 4, 2014
My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. We both like to eat out. When I was younger, I used to think that a higher income was the solution to most of my financial issues. However, this isn’t always the case.
Family Balance Sheet
SEPTEMBER 9, 2014
About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Building an emergency fund also helps enormously. Get creative.
Family Balance Sheet
JUNE 8, 2018
Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . ” We’ve been there too. What a great problem to have, right?!?!
Family Balance Sheet
JANUARY 20, 2017
medical bills, a small credit card, both of our cars, and student loans. out and it gave us the momentum we needed to focus on all of our other. We tackled our small credit card balance, then our. emergency fund, so we started throwing what little extra we had straight. We take out a small amount.
Family Balance Sheet
JANUARY 21, 2015
We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts. It wasn’t until the last 2 years that we got serious. What inspired you to get debt free?
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