Remove Credit Cards Remove Education Remove Emergency Fund Remove Free
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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. DONE 2013.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. It’s FREE when you sign up here for my weekly newsletter. Finding a professional can be overwhelming, but Dave Ramsey just launched SmartVestor , a free resource to help you find an investing professional.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Munger so aptly puts it, learning how to save money fast is an education in and of itself. This is technically free money that gives your 401(K) a real boost.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Never Pass up Free Money. Create Milestones.

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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

My University Money: Should I Pursue a Co-op Education? – A down to earth outline to what I see as the advantages and disadvantages of a cooperative education, and to argue that one doesn’t need take a cooperative education to be successful. Today I’m going to talk about getting those emergency funds going.

November 188
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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Using a student loan to get educated or re-educated in a new (presumably higher paying) field could also be a sure thing. Having the wherewithal to pay off any loans including credit card charges each month ups your credit rating, letting you enjoy lower rates on everything from insurance to mortgages. .

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How to Avoid Financial Disaster

Prairie Eco-Thrifter

Education is the key here. Educate yourself about financial matters as they apply to your circumstances. Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. As each one is paid off, cut up the card and close the account.