Remove Credit Cards Remove Emergency Fund Remove Goals Remove Sale
article thumbnail

Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. Both instances could have brought us down and we could have reached for a credit card, but thankfully, my husband and I are pretty adamant about having an emergency fund and I want you to become adamant about having one too.

article thumbnail

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016. Getting Started.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. Make establishing an emergency fund a priority.

Money 235
article thumbnail

How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. We found a really cute set for a great sale price at Big Lots…of all places–I had no idea they sold furniture. We have already used one of the credits for my daughter’s flight to the Midwest later this summer.

Frugal 100
article thumbnail

How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

works in outbound sales, and I teach part-time. A life goal of ours is. medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. emergency fund, so we started throwing what little extra we had straight. Include anything that.

Debt 100
article thumbnail

Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

Family Balance Sheet

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. And this is just on a mortgage, not including any credit card or student loan debt. Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan. If married, who initiated the debt free goal?

Debt 100
article thumbnail

Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

Family Balance Sheet

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). Who initiated the debt free goal?

Debt Free 235