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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Based on this information, make a budget. Cut out unnecessary spending and use that money to build an emergency fund. Create Milestones.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. What I do is use my credit cards in conjunction with cash back apps.

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Are You Prepared For An Emergency?

Prairie Eco-Thrifter

Financial Emergency Preparedness. You also want to be ready financially during an emergency. Some of the items that you should have available to you during an emergency include: Cash. Credit card with an adequate limit. Financial contact numbers for banks, credit issuers, insurance companies, and others.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

These days, there is an ever-growing concern about the safety of our personal information when it is shared over the World Wide Web. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Fortunately, they willingly shared their advice from their success and I am passing that information on to you, so we can ALL succeed this year. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Save for emergencies. Read: How to Build your Emergency Fund.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. For informational purposes only. For informational purposes only. You enter your information and the spreadsheet calculates your total assets, liabilities, and your net worth.

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