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Frugal Friday: 11/04/16

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes.

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Create your debt freedom plan

Family Balance Sheet

These were loans that we knowingly took on and looked great on paper, but they became a weight on our shoulders. Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. Prioritize.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

Family Balance Sheet

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What are your financial goals now? Write down your goals. Put it on actual paper and pull it out once in a while and look at it just to remind yourself of what you are working toward. How much debt did you pay off?

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Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). If married, who initiated the debt free goal? What are your financial goals now? It wasn’t until the last 2 years that we got serious. What inspired you to get debt free?

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. lined paper. ” We’ve been there too.

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What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. With a meal plan, you will only get what you need.