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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. One January, we received a very large credit card bill in the mail. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Used irresponsibly, and like any tool, it can smash your fingers something fierce. Understand the risks to peer loans and you may just find one of your best tools in personal finance.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

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How Growing Your Finances Is Like Gardening

Prairie Eco-Thrifter

It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Don’t use a high interest, annual fee credit card without redeeming qualities. Discuss and agree on financial goals within your family.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

I’m a Grade 7 teacher and my husband is a Mac Tools distributor. We also had four credit cards, two lines of credit, and a car loan. What are your financial goals now? My happiest place on earth is being able to spend time in downtown Toronto. We owed money to just about everybody.

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Find out how Jessica & Her Husband Paid off $175,000 of Debt

Family Balance Sheet

10K in car payments, $35K in credit card debt. What are your financial goals now? Even if all you do at first is throw the credit card away you at least will no longer go into anymore debt!! It will give you the tools and confidence you need to slowly start killing the debt! What kind of debt was it?

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Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

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