The Frugal Girl

JANUARY 23, 2024

And of course, I used a gift card from my Erie YourTurn rewards to pay for the remaining 50%, so this was $0 out of pocket. I love it when I can stretch my gift cards! I made a use-it-up dinner I haven’t done a proper grocery shop since I got home from Hawaii, so I have been scrounging a bit.

Frugal 182

Frugal Starbucks Hawaii Gift Cards 182

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? To stay motivated I would listen to the debt-free screams on The Dave Ramsey Show. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. She and her husband also used a visual motivation chart posted on their refrigerator. goals to get us there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? Cash flow a FAMILY TRIP TO HAWAII. “Debt is Dumb and Cash is King.”

Debt 100

Debt Money Emergency Fund Goals 100