Couponing 101

JANUARY 22, 2019

You can even share your activity with your friends for motivation and friendly competition! Don’t forget to use your My Best Buy® Credit Card to earn 5% Back in rewards (6% for Elite Plus) on all your purchases at Best Buy. You can set your own daily goals and the Activity tracker reminds you to meet them every day.

Watches 64

Watches Credit Cards Phones Activism 64

Couponing 101

MAY 27, 2014

No credit card is needed and you can sign up more than one child! After you register, you’ll even have the option to create custom incentives and rewards to motivate your child to build their math skills and confidence. Available for students in 1st Grade all the way up through High School (Algebra 2 and Geometry).

Education 76

Education Motivation Credit Cards Student 76

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? To stay motivated I would listen to the debt-free screams on The Dave Ramsey Show. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. She and her husband also used a visual motivation chart posted on their refrigerator. goals to get us there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. When you can agree on a common goal then you both be very excited and motivated to get the debt paid off.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MAY 21, 2012

While it’s certainly not the same as having the tangible items in my hands or experiencing the thrill of being at a dream vacation destination, I’ve found that the simple act of pinning what I like gives me the motivation to work harder , earn more and save more in order to potentially have these things in the future.

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. In their minds, part of the college experience is being an (almost) adult, which in turn means access to credit. BUT, grads, be smart about it.

College 133

College Graduation Used Points 133

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. The goal is to use the money that you have on hand to pay for Christmas, and not resort to using credit cards.

2019 100

2019 September Club August 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. The rest was our house. I mean, we didn’t even think of it!

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. The goal is to use the money that you have on hand to pay for Christmas and not resort to using credit cards.

2019 100

2019 October Club Christmas 100

Prairie Eco-Thrifter

JULY 4, 2011

Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Ben from Money Smart Life provides Credit Card Bonus Comparison Charts so you can make the best decision. Jen from Master the Art of Saving presents Credit Card Happy! I totally agree.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Secrets such as one partner getting a new credit card, not letting their spouse know about it and running up the balance cause marital discord and individual agony. Some couples avoid money discussions, because frankly, they can be uncomfortable. The following giveaway is brought to you by structured settlement quotes.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? But Dave Ramsey’s view of debt is very different. That’s a necessity.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

MAY 1, 2012

This dream motivates you to put in the effort. She got rid of her credit card debt using this.” This book, as well as others he has written, changed the way a whole generation of people thought about money and wealth. You’ve probably heard this already, but you’ve got to have a dream or a vision of what you want to achieve.

Money 211

Money Debt Debt Free Cooking At Home 211

For the Mommas

JANUARY 23, 2013

If you’re still worried you’ll break your resolution, consider motivating yourself by money. If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. There are websites out there that will allow you to set a goal. Spending Less.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. Seeing that number was motivation enough to start making some drastic changes. How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $52,000 in consumer debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. We’re looking forward to going back to our annual trips to Florida, except this time we’ll be saving up and paying for those trips with cash rather than putting them on the credit card, and hope and pray that we can find a way to pay for it later.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. I no longer use credit cards – only debit cards or cash.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. can be downright overwhelming. Bank your savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

MAY 8, 2011

t Paydown Your Credit Cards. Crystal presents 5 Credit Card Mistakes You Want to Avoid. Credit cards can be a great tool but these mistakes are all too common. Avoid them and you’ll do fine in the world of credit. Glen Craig presents Credit Cards for Excellent Credit.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. You spend until the money runs out and then you put your purchases on your credit card. Be very clear of your motives before buying something. If you are bringing in less than you spend, you need to fix that fast. Or making your own coffee.

Money 203

Money Debt Finance Credit Cards 203

Family Balance Sheet

OCTOBER 26, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. In years past, we used a credit card to purchase our gifts and paid the card off in January. Take a look at your Christmas budget.

Christmas 100

Christmas Club Finds October 100

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Many of their ideas were inspiring and their stories continued to motivate me through the entire process. How much debt did you pay off? What kind of debt was it? How long did it take you?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

FEBRUARY 9, 2011

But, I’m convinced that celebrating success is much more motivating than punishing yourself for real or imagined failures. Paid off the credit card. Any of us can easily list all of the things we do wrong each day, but do we ever think about what we did right? Thinking about your success makes you feel good.

Debt 113

Debt Eating Out Bills Cooking At Home 113

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. Have pictures of your Why around in your daily life to help keep you motivated. Someday, I would love to have a mini-farm, with a big garden and some chickens. How much debt did you pay off? What kind of debt was it? How long did it take you?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JULY 9, 2015

Everyone had unique motivation for working towards debt freedom: Jackie and her husband were sick of the stress that goes along with money issues. Maureen paid off $79,540 in credit card and student loan debt. Brian and his wife paid off $109,000 in credit card debt. Ruth and her husband paid off their mortgage.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235