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How We’re Using Upromise to Save for College

Family Balance Sheet

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

They already have savings accounts that they don’t know about. I send in $50 every month to each of their accounts. It’s like having the Netflix subscription deducted from your card—no pain. Credit cards can be a lifesaver, especially when you need a small personal loan.

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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.

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The Best Cash Back Sites for Holiday Shopping

For the Mommas

The Best Cash Back Sites to Save on Holiday Shopping. Now cashback isn’t instant savings. Last year, I accumulated over $400 cash back from my holiday shopping. Maybe even use to start up a 2017 holiday savings account. Or pay off the credit cards you may have used over the holidays.

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The Best Cash Back Sites for Holiday Shopping

For the Mommas

The Best Cash Back Sites to Save on Holiday Shopping. I know it is not even Halloween yet, but it really is time to gear up for holiday shopping. One other thing I have started doing the last few years, is treating myself post-holiday season. Last year, I accumulated over $400 cash back from my holiday shopping.

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How to Avoid Financial Disaster

Prairie Eco-Thrifter

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Limit your exposure by aggressively attacking your credit card balances, focusing on one at a time.

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

Wouldn’t it be much simpler if you only had a few accounts, maybe a working account and one or two savings accounts? Get a Debit Card The next step to simplifying your finances is to get a debit card linked to your working account, (the one that does the work of paying your bills and expenses).

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