Savings Corner

DECEMBER 27, 2023

And if you’re renovating a space to sell products or perform services, you may need to ask local officials for a zoning change. Usually, you can qualify for a business credit card based on your personal credit score, so these can be good tools for startup financing. Hair stylists need cosmetology licenses.

Finance 52

Finance Taxes Insurance Software 52

Family Balance Sheet

JUNE 4, 2015

My husband and I are self-employed and own a chiropractic office where he is the chiropractor and I am the business manager. After renting an office for 12 years, we had nothing to show for it and the space was starting to feel a bit cramped. However a few years ago, we found ourselves with too much debt and not enough cash.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. What got us through financially?

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. Prior to that, we thought we were golden. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? The server in our office is about 10 years old and has reached capacity.

Debt 100

Debt Money Emergency Fund Goals 100