Credit, Credit Cards, Deals and Emergency Fund

Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

MARCH 4, 2023

Automating your savings towards an emergency fund makes this process easier and less painful. on your credit card. Make smart choices with credit. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. And this can help you steer clear of debt.

Debt

Debt Money Building Credit Cards

Create your debt freedom plan

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.

Debt

Debt Emergency Fund 2019 Debt Free

Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

MAY 27, 2012

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. Deal with it.

Emergency Fund

Emergency Fund Credit Cards Budgeting Budget

How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. What I do is use my credit cards in conjunction with cash back apps.

Saving Money

Saving Money Money Saving Credit Cards

Are You Prepared For An Emergency?

Prairie Eco-Thrifter

JANUARY 30, 2013

Physical Emergency Preparedness. Getting ready for an emergency on the physical level is a good first start. It’s a good idea to gather your emergency supplies so that you are physically able to deal with an emergency when it strikes. Credit card with an adequate limit.

Emergency Fund

Emergency Fund Job Loss Transportation Staying Warm

Our Debt Freedom Plan | Marriage & Money

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? Increase business emergency savings to $$$ We will cash flow a FAMILY TRIP TO DISNEY.

Debt

Debt Money Emergency Fund Goals

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

FEBRUARY 2, 2017

” But here’s the deal, many of these people have had challenges and tough circumstances, and more often than not, money wasn’t handed to them. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Save for emergencies. Read: How to Build your Emergency Fund.

Financial Goals

Financial Goals Goals Debt Budgeting

HOT Earn $125 in FREE Cash

Saving With Shellie

NOVEMBER 29, 2013

This is my favorite Black Friday deal every year because who doesn’t need free cash this time of year!? Just in time to pay your credit card bill from Christmas When I took advantage of this offer a while back I just put $10 in the account. Then I used the card at Sonic for Happy Hour 5 different times.

Emergency Fund

Emergency Fund January Credit Cards Sonic

HOT Earn $125 in FREE Cash

Saving With Shellie

NOVEMBER 23, 2012

HOT DEAL ALERT. Make a total of 10 purchases (either signature or PIN-based) using your Electric Orange Card. Now $125 in free money will come in really handy when it comes time to pay your credit card bill from Christmas! Hurry, this offer is only available until Sunday (11/25) and this deal only comes once a year!

ING Direct

ING Direct Emergency Fund Savings Account Credit Cards

Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

OCTOBER 21, 2012

They aren’t concerned about the latest deal, craze or freebie. ” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit. Glen from Credit Card Smarts shares how to Use a Credit Card to Build Your Credit History Fast. We should take a moment to refresh our perspective.

Personal Finance

Personal Finance Finance Debt Money

Sigh.

Finally Frugal

JANUARY 17, 2011

I know I'll put this on my credit card (and immediately pay it off, of course), though I'm hemming and hawing about whether to take it out of my fairly healthy emergency fund (is it really an emergency if I could have prevented it by simply taking the car to MY mechanic weeks or months ago?) Bad, bad, bad.

Emergency Fund

Emergency Fund Debt Cars Car

Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. 101 Centavos: Does Herbalife Have a Deal for You!

November

November 2011 Personal Finance Finance

Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Our Journey To Zero: Get To Know Old People and Save Money Great deals can be found in the most surprising of places, like from old people and funeral homes.

October

October 2011 Finance Personal Finance

How to Avoid Financial Disaster

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. As each one is paid off, cut up the card and close the account.

Emergency Fund

Emergency Fund Insurance Debt Credit Cards

Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Each one of us on the inside knew there had to be a better way to deal with money. We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts.

Debt

Debt Debt Free Las Vegas Finance

How to Start a Budget (and be successful at it!)

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal.

Budgeting

Budgeting Budget Financial Goals Goals

Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. We then celebrated by going out to get ice cream, and used a gift card. I honestly thought the Debt Free Moment would have been a much bigger deal, but it wasn’t. Someday, I would love to have a mini-farm, with a big garden and some chickens.

Debt

Debt Debt Free College Finds

Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). How much debt did you pay off?

Debt Free

Debt Free Debt Mom Goals

Frugal Focus