Credit Credit Cards Emergency Fund Financial Goals 
Family Balance Sheet
FEBRUARY 2, 2017
Wonder what sets you apart from the people that seem to crush their financial goals? These folks didn’t corner the market on goal success either, instead they just got the task DONE. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence.
Penny Pinchin' Mom
DECEMBER 17, 2023
So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. appeared first on Penny Pinchin' Mom.
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Penny Pinchin' Mom
JANUARY 16, 2024
Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt?
Family Balance Sheet
APRIL 9, 2021
Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well.
Prairie Eco-Thrifter
MAY 30, 2012
Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. Make establishing an emergency fund a priority.
Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. What I do is use my credit cards in conjunction with cash back apps.
Family Balance Sheet
JULY 10, 2023
My goal has always been to live well on less while achieving our big financial goals. I locked in the CD at my local credit union where it will earn 4.75% during that time frame. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account.
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