Credit Credit Cards Emergency Fund Kids 
Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.
Penny Pinchin' Mom
JANUARY 16, 2024
Automate Your Contributions This is something I have decided to do with my kids: as soon as anyone turns 18, I’m going to give them $500 as a start-up investment in their Roth IRA. Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt?
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Prairie Eco-Thrifter
MAY 27, 2012
See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. Deal with it.
Family Balance Sheet
AUGUST 11, 2016
I know there are many reasons for the dire savings rates: kids, household projects, kids, pets, kids, caring for an aging parent, kids, medical issues, and kids. I hear people say, “how am I supposed to save for retirement AND raise my kids, save for their college, AND still enjoy the present moment?
Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. What I do is use my credit cards in conjunction with cash back apps.
Prairie Eco-Thrifter
JULY 4, 2011
In this case, they helped a school fund interactive learning activities. Financial Uproar from Financial Uproar discusses The Damn Kids These Days. Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score? Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund.
Family Balance Sheet
SEPTEMBER 9, 2014
About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Building an emergency fund also helps enormously. Get creative.
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