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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. Gift Giving – Use this spreadsheet to plan for your gift-giving for the entire year, but especially Christmas.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. Gift Giving – Use this spreadsheet to plan for your gift giving for the entire year, but especially Christmas.

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

What a wonderful gift it was, but I wish I had been wiser in using it. Ten years after I earned that BA, I was back in community college earning credits to become a computer programmer – a field I did research beforehand and one which provided ample returns on my time and money investment. I picked the wrong college major.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. Alan and I, by choice, bought land in an area with low property taxes.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. ” We’ve been there too.

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