Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free? I had tried a lot of different things to get out of debt but nothing worked. I thought I’d die with my debt but here I am living debt-free.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. This is why you should pay off your high-interest debts like credit cards first.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

JUNE 30, 2015

Pay off our mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris. Continue to live debt free with the ability to travel more, give more, pursue our passions. photo credit. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Saving With Shellie

DECEMBER 12, 2011

This is audio lesson will teach you about Dave’s Debt Snowball Method and how to start the process of living debt free. We did two of the steps out of order and we still use our credit cards (responsibly). Stan and I do our own modified version of Dave’s plan.

Living Debt Free 75

Living Debt Free Debt Audio Debt Free 75

Prairie Eco-Thrifter

FEBRUARY 18, 2011

Beating Broke tells us how we can improve our credit score by adding positive information. When you spend little of the credit you have, creditors look favourable on your because it tells them you are responsible. Sustainable Life Blog shares with us tips on how to repair our credit. We need to use credit to have a good score.

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

FEBRUARY 4, 2015

Read more about Shannon’s debt free journey. What inspired you to get debt free? In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. We were living on one income that placed us just at the top of lower class income level.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 2, 2015

We are living in an apartment that we can pay for out of one paycheck with money left over. The money that we used to spend on debt now goes into savings. In order to maintain our debt free lifestyle, we pay cash for everything. We rarely use a credit card and if we do, we pay it off right away.

Student 100

Student Debt Debt Free Finds 100