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Ways to Save on Travel Without Using Rewards Credit Cards

Prairie Eco-Thrifter

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. One January, we received a very large credit card bill in the mail. Many years ago, we could say yes to the questions in the above graphic.

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What Is A Home Equity Loan?

Savings Corner

The amount you can borrow with a home equity loan is based on the current market value of your home, the size of your mortgage and personal financials like your credit score and income. The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors.

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How to Save Money When Traveling

Saving Everyday

If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! He worked hard and was gone a lot, but somehow, he always took us on a yearly vacation. I truly believe that family vacations are a necessity. Avoid weekends.

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Take Control of Your Retirement Planning in 2016

Family Balance Sheet

It’s not easy to answer, but Chris Hogan has developed an assessment tool, Retire Inspired Quotient (R:IQ) , to help you determine that number. To use the tool, you will need to enter how much you already have saved, how long you have until retirement, and how much income you think you will need to fund your retirement.

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I Apologize for My Absence

Fashion Without Guilt

I have been on VACATION with my cousin and I took a well needed break from blogging and the computer. Twitter- FashionNOGuilt Photo Credit-Tempestlashedhorizon You May Also LIKE: Fashion Without Guilt is on Tumblr Follow Fashion Without Guilt on Bloglovin SpitFire Sunglasses Giveaway!!! I have been MIA for the past two weeks.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

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