article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build your emergency fund. Follow these three action steps and the list of ideas below to find the cash for your fund.

article thumbnail

How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. It was a scary time for us.

Debt 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How We Frugal-ed in June 2023

Family Balance Sheet

We put the funds towards new furniture for our sunroom to replace a 15-year-old set that was outdated and very uncomfortable. When my husband hung a smart TV in the sunroom back in April, we started spending more time in the room–even our teenage daughters started hanging out with us. Ask and ye shall receive!

Frugal 100
article thumbnail

Over 40 and Worried about Money? Start here!

Family Balance Sheet

I’m busy raising my daughters with my 50-something husband, managing our small business, and writing my blog. Start Saving for your Emergency Fund TODAY! We reduced our spending where we could that year, but the money to pay any shortfall each month came from our emergency fund. Where We Stand.

article thumbnail

So here’s what I got.

Saving In Akron

Get home, have to take hubby to work. Drive him, then get back to get my daughter ready for school. Had to work today so I worked at my real job until 4 when my daughter gets home. As soon as my daughter gets home, leave to pick up my stepson at the bus stop. Get home, and get my daughter ready for bed.

article thumbnail

5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. For us, we valued camping and our daughters’ activities. A leaky roof was one of the priorities to give you an idea.

Debt 130
article thumbnail

Our Big Financial Goal for 2016

Family Balance Sheet

We have a retirement to plan , our daughters’ college to save for, and many places to visit. Home Projects. We have some home projects that we need to do and we have already set aside the funds. We have more important things to do with our money besides sending a large portion of it to the creditors every month.