Family Balance Sheet
FEBRUARY 16, 2016
Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 3 Action Steps to Set Up your Emergency Fund. It is NOT a spending account.
Family Balance Sheet
MAY 6, 2020
It was a scary time for us. And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. What got us through financially? Our emergency fund. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.
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Family Balance Sheet
JULY 10, 2023
We put the funds towards new furniture for our sunroom to replace a 15-year-old set that was outdated and very uncomfortable. When my husband hung a smart TV in the sunroom back in April, we started spending more time in the room–even our teenage daughters started hanging out with us. The money hit our account in April.
Family Balance Sheet
AUGUST 11, 2016
I’m busy raising my daughters with my 50-something husband, managing our small business, and writing my blog. They’re taking a gap year between high school and college. We’re struggling with it all too. If you’re married, you MUST do this with your spouse.) I really am enjoying this decade though.
Family Balance Sheet
MAY 21, 2021
Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office.
Family Balance Sheet
JUNE 30, 2015
When you’re in the trenches, it can be very hard to think beyond the present. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Contribute to our retirement funds.
Family Balance Sheet
SEPTEMBER 29, 2016
We have two daughters, Emma (11 years old) and Brooklyn (9 years old). We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. We are currently working towards fully funding our emergency fund.
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