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Meet a Reader | JenRR from the Midwest

The Frugal Girl

Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. We rented at first, but the rental situation in our new town was poor. Nine years later, the rent for similar homes in our neighborhood is double the cost of our mortgage!

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How to Save on Rental Cars

Prairie Eco-Thrifter

We will probably be renting a car for our vacation this year. The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Don’t rent from an airport location. Here is what I found.

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Selling Your Investment Property?

Prairie Eco-Thrifter

They might include things such as fees charged for obtaining a mortgage; cost of home inspections; homeowner’s insurance; title insurance and settlement fees; property taxes or transfer taxes. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Would renting for another year or two improve your financial standing? Work with an experienced mortgage lender who can walk you through all the options and overall costs. Get started: The need for repairs is not unusual, but negotiation can be delicate work and is best left to the pros, so enlist your agent’s help with this.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself. We knew it would be a balancing act, so we were working on saving money long before the wedding.

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

After all, both Mom and Dad had been do-it-yourselfers and had trained me up to work right alongside them. Know what you are getting into with home ownership – it may not be cheaper than renting! Moving close to work can be an exercise in futility. Work locations change over time. Old is sometimes better than new.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This could be your rent/mortgage, utilities, loan payments, anything that has a due date. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries.

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