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My Word for 2021

Family Balance Sheet

Choosing a word to focus on for the New Year has been very popular over the years. I joined the crowd many years ago only to completely forget about my word by mid-March. I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets.

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3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

That merry time of year that is filled with faith, family, food, and a little bit shopping. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. We will pay cash for Christmas this year and I want that for YOU too! Create a Budget.

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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

That merry time of year that is filled with faith, family, food, and a little bit of shopping. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. Take these steps and have a Debt Free Christmas. Have you started planning for Christmas?

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Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

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How to Make Your Budget Work for You

Prairie Eco-Thrifter

Would you feel a weight lifted if you could pay off your high-rate consumer debt? But I also have bills to pay and it’s important to buy healthy foods for my family to eat. An automatic contribution is made monthly to the local food bank, and I tithe. Think about what brings satisfaction to your life. must be paid.

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How to Recognize the Hidden Costs of Christmas & Trim the Fat

Saving Cents With Sense

on themselves this year, down from $140.43 Food and Decorations. The average shopper will spend $100 on food and candy and $51.60 Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt.

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P.E.P. for Week of January 10-14/11-Seeking Balance Edition

Prairie Eco-Thrifter

Money Crashers shares with us 7 Ways to Reduce Food Waste- Freezing Food and Making Leftover Recipes. Reducing Debt. The Digerati Life shares insight as to when you should get help in trying to pay off your debt. Frugal Dad tells us 5 ways we can live healthy in the new year. We have done this for ages now.

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