Family Balance Sheet

APRIL 9, 2021

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 20, 2023

Did you make 2023 financial goals ? That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year.

Financial Goals 130

Financial Goals Goals Debt College 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. By using their car title as collateral, they could obtain secure, quick funding.

Credit Cards 100

Credit Cards Credit Debt Hawaii 100

Prairie Eco-Thrifter

OCTOBER 4, 2011

We were so poor that we re-used coffee grounds to make more coffee! In today’s dollars, the cost cutting measures we took throughout our marriage allowed us to NOT spend more than a half million dollars. We used free TV for most of our married life (we do now splurge on satellite TV!). 40,720 Home Repair.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Savings Corner

APRIL 4, 2024

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Store copies of your closing paperwork in a safe place.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Long repayment terms on home improvement loans. Direct payment to creditors with debt consolidation loans.

Credit 52

Credit January Debt Credit Cards 52