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10 Smart Ways to Become Debt Free

Family Balance Sheet

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Chit Chat: 06.17.18

Family Balance Sheet

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. In fact, my husband said to me on Saturday morning as we headed out the door for a morning of yard saling, “I had a really good week!” We want to be debt free. A yard salin’ we will go!

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How We Frugal-ed this Week: 10/12/18

Family Balance Sheet

Monday: Shephard’s Pie with leftover mashed potatoes from last week. My most recent favorite deal was when I bought 5 sour cream containers for 17 cents each by stacking an Ibotta cash back rebate with a store sale. This money went into our regular checking account, but I’d like to start directing it towards our debt.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. An easy lunch idea in one word: leftovers!

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5 Ways to Lower Your Monthly Bills

Prairie Eco-Thrifter

Leftovers from last night’s dinner and some fruit work just fine. Rather, buy groceries when they are on sale and have coupons. You see, it’s ok to reward yourself once in a while, but if you are really looking to get out of debt faster, then you owe it to yourself to save every penny that you can.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 13 – Have a yard sale.

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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. And as an added bonus, leftovers make a great lunch the next day. 20 Tips for Frugal Living. You have more options with a frugal lifestyle.