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Meet a Reader | JenRR from the Midwest

The Frugal Girl

Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. helping out 7.

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The High Price of Excuses, Justification, and Avoidance.

Prairie Eco-Thrifter

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Considering that she too is an unemployed actress, and we were having this conversation at an audition, I asked about cost. Get Organized'

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Emergency Funds: Emergencies Happen When You Least Expect It

Family Balance Sheet

There were months when our sales were HALF of what we would normally bring in. Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. Which comes first: saving for an emergency OR paying off debt? It is for emergencies.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. There were months when our sales were HALF of what we would normally bring in. For more on that, read Our Debt Freedom Plan. Welcome to 31 Days to Organize Your Finances.

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Stay the Course Financially

Prairie Eco-Thrifter

Eventually they did a short sale to get out from under the mortgage, moved to the mid-West to take advantage of nearness of family and lower living costs and she took jobs as waitresses. During the long 7 years since the crisis, many people lost jobs and houses. Even today, many are still unemployed or underemployed.

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Put Yourself on the Path of Happiness for the Holiday Season

Prairie Eco-Thrifter

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. How does he get his self-esteem back? There is a family, torn by divorce and struggling to understand it’s new circumstances in order to deal with them.

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10 Reasons You’re Broke

Prairie Eco-Thrifter

Sure you know you are in debt over your head. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt? You go weekend e-baying, garage-saling or to the flea markets. You won’t make any sacrifices. Life stinks sometimes.

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