Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. Choose Thrift First. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. I’ll apply that money to the debt. Plan our Spending.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Choose Thrift First. Apply any Found Money to Debt. I’ll apply that money to the debt.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? Think Again.

Fridays 187

Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. Choose Thrift First Challenge.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

APRIL 25, 2013

Do you have debt on your mind? CAPI at Creating a Passive Income shares how you can Get Out Of Debt Using Passive Income. KK at Student Debt Survivor wrote about how her grandfather is truly the “grandfather” of frugal and shares her Financial Lessons Learned From My 80-Year-Old Grandfather. over at Simple Finance Blog.

Grandfather 165

Grandfather Fridays Debt Thrift Stores 165

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This past winter I cleaned out closets and drawers in my quest to minimize and downsize our stuff and donated everything to the thrift store, rather than hold on to it for the spring sale. It wasn’t worth my time.

Money 130

Money May Donation 2020 130

The Frugal Girl

FEBRUARY 5, 2024

The weight of debt can be so heavy mentally in addition to the direct effects of it. things on Buy Nothing first and then thrift stores or Facebook marketplace, so I found a good play kitchen on marketplace when my little wanted one. It has been amazing for our finances and my mental health. The biggest would be the student loans.

Virginia 185

Virginia Kids and Family Library Frugal 185

Prairie Eco-Thrifter

JULY 25, 2011

Are you so far in debt that you think you’ll never get out? Getting there is not just about executing a debt reduction plan or earning passive income. Paying off debt is great but having no quality of life in the process is not the way to do it. This post was written by Marie. . It takes time, sometimes a very long time.

Debt 172

Debt College Goals Life Insurance 172

The Frugal Girl

JANUARY 29, 2024

Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. Electronics/beauty products/new furniture or household items (I’m using things left by my grandparents & living in their house, have done some changes & repairs but free/thrift is excellent).

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

For the Mommas

JULY 27, 2016

Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts. Goodwill and thrift stores offer great prices on new and gently used items. Put off the things you can live without for now.

Baby 40

Baby Debt Credit Cards Phone Service 40

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Thrift : I regularly stop by my favorite local thrift store and find crazy bargains. Welcome to 31 Days to Organize Your Finances. It saves us $67 a month.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. You can often find board games that are inexpensive at thrift s tores , although it is a good idea to check them to make sure all the pieces are there before you buy one.

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Prairie Eco-Thrifter

JANUARY 28, 2011

Being Frugal tells us how we can rock the thrift stores. Reducing Debt. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. I had to remind myself that being debt free was the first step to fulfilling my dreams. By May,the whole house will be clutter free and organized.

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

DECEMBER 7, 2011

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. Give away a dollar in front of the thrift store. How does he get his self-esteem back? Help someone. Find a way to give something of yourself that makes you feel good about yourself.

Holiday 183

Holiday Friends And Family Sale At&T Giving 183

Prairie Eco-Thrifter

AUGUST 26, 2012

Make it be known that that that there is nothing wrong in purchasing second-hand items from thrift stores, yard sales, or via classified ads or even online via places like eBay or Craigslist. Stress the importance of saving and staying away from debt.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

For the Mommas

FEBRUARY 18, 2016

You aren’t limited to just thrift stores. Not only will this make your life easier as a mom, but they will grow up to be adults who are smart about savings and less likely to fall into serious debt. Many moms feel as if there is a stigma surrounding buying items secondhand.

Money 40

Money Goals Kids and Family Saving Money 40