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5 Easy Budget Categories to Reduce

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If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. I encourage you to read my post, 11 Simple Meal Planning Tips. Dining Out. It saves us $67 a month. Keep it Simple.

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Frugal February

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In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). Check out the group and watch my Facebook LIVES where I describe the steps to writing a budget.

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25 Ways to Find Money for Your Emergency Fund

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2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Cancel unused subscriptions.

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25 Ways to Find Money for Your Emergency Fund

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Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 3 – Commit to funding the account.

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How to Save Money on Groceries

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If you need to find some wiggle room in your budget, or combat the rising grocery prices, or maybe make room for your family’s growing appetites, take a look at the following list and see what changes you can make to reduce what you’re spending on groceries…and still eat really well!

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10 Smart Ways to Become Debt Free

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Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

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How to Start a Budget (and be successful at it!)

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We have been using this system ever since. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. receipts, statements, all upcoming bills, and any other history of your spending. Calculate the simple math equation: Income – Expenses = X.

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