Family Balance Sheet

FEBRUARY 1, 2019

In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). Note, you will be asked to answer 3 simple questions when you join. 2 – Track your cashflow.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

APRIL 1, 2021

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Try freezer cooking.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 28, 2014

My successes: My February grocery budget was $450 and I am happy to say that I stayed within our budget. I did something different this month and used cash instead of my debit card. I found it easier to keep a tab on my grocery spending and I’m going to continue to use cash. Did you plan your meals regularly?

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

OCTOBER 9, 2014

Yesterday’s assignment was to figure out where you are spending money. Today, we’re going to analyze those numbers and challenge ourselves to improve them. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. Groceries. I talk a lot about grocery spending on this blog.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

FEBRUARY 16, 2016

Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 15, 2019

If you need to find some wiggle room in your budget, or combat the rising grocery prices, or maybe make room for your family’s growing appetites, take a look at the following list and see what changes you can make to reduce what you’re spending on groceries…and still eat really well! Utilize the Freezer.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

FEBRUARY 2, 2017

They’re still working on developing their goals for 2017. She and her husband also used a visual motivation chart posted on their refrigerator. That simple reminder was right in front of their eyes every time they opened the door and kept the big goal in the forefront of their minds. And make it automatic.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JUNE 8, 2018

We have been using this system ever since. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. receipts, statements, all upcoming bills, and any other history of your spending. Calculate the simple math equation: Income – Expenses = X.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100