The Frugal Girl

OCTOBER 30, 2023

The good thing was, I didn’t get used to a “luxury lifestyle” (whatever that is) during all those years. And eating out wasn’t the exception for me then. Of course, due to my upbringing, I was used to getting along with little money. We don’t eat out often, but I like to cook.

Green And Frugal 208

Green And Frugal Home and Garden Lunch Lunches 208

Family Balance Sheet

JUNE 22, 2020

Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! What could possibly go wrong? We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. Also color coding will be helpful as this is a visual exercise, and you will be using all of this info in the upcoming steps. How to Start a Budget (and be successful at it!).

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Restaurants. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113