Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. After making a down payment of anywhere from 3% to 25%, they get a mortgage to cover the remaining costs of purchasing the home. Paying a larger percentage of the home’s price upfront reduces the amount you’re borrowing and makes you seem less risky to lenders.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Saving Cents With Sense

FEBRUARY 28, 2014

percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. It’s still a tough economy, but these smart financial decisions help you stay ahead of the financial troubles that your peers face. Read Up on Retirement Accounts.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

JANUARY 10, 2017

She lost both of her jobs in the course of a month, and they consequently couldn’t meet the mortgage payments on their almost new home as a result. During the long 7 years since the crisis, many people lost jobs and houses. Even today, many are still unemployed or underemployed. They said: “Following a 20-year decline, the U.S.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

NOVEMBER 28, 2012

If you are a parent with adult children living at home with you, you aren’t alone. More and more “boomerang kids” – those that left to go to school or move out on their own at one point – are finding themselves living back home with their parents. Advantages to Having Adult Children Living at Home.

At Home 214

At Home Home Parenting Rent 214

Motherhood Moments

JUNE 28, 2023

America is currently home to more than 4 million youth aged 16-24 who aren’t in school or working. They are known as Opportunity Youth because of their potential value to our communities and economies. Young black and Latino community members are up to three-to-six more likely to fall in this category than Caucasians.

Kids and Family 100

Kids and Family Economy Cycle Education 100

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Don’t blame your spouse, the economy, your parents or your job. Write out what you have to spend on your home, utilities and other necessary items. You know you shouldn’t be using credit cards all the time. You know getting a second mortgage is a bad idea. Now is the time to take responsibility for past mistakes.

Money 203

Money Debt Finance Credit Cards 203

Savings Corner

DECEMBER 25, 2023

Or you may not be able to rent the home out for as much as you could before, as incomes decline. And home prices rose quickly due in part to relatively low mortgage rates, so your rents may not be able to cover your expenses. You’ll want to weigh these risks and have contingency plans in place to protect yourself.

Money 52

Money Making Real Estate Rent 52