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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. We knew that I would likely not be working full time much longer as we wanted to start a family, so we chose a house that was in a low price range and got a 15-year mortgage. What’s your best frugal win?

Money 192
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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124
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6 Things I Learned When I Became an Investor

Prairie Eco-Thrifter

He did, however, at least attempt to educate me on some of the terms and concepts used in the financial industry. Every year, for 10 years, the company granted a number of option shares, which could be exercised at the strike price after such and such a period. I always had to call him to initiate any action. Record keeping is tedious.

Money 162
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4 Awesome Investment Apps to Make Passive Income

Couponing 101

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Stash has educational resources to help you get your footing. Plus, you don’t have to save up to buy complete stock shares. Three monthly plans are available, ranging in price from $1 to $9. Betterment.

Making 69
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Family Office Manager

Family Balance Sheet

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage.

Office 130
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Personal Loans: Compare Top Lenders, Rates

Savings Corner

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Large expenses: You can use a personal loan to buy a boat , RV or other items with large price tags. Use a personal loan to cover the costs.

Debt 40
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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Instead of opening a savings account with a negligible interest rate, purchase gold and silver bullion (coins and bars). ©2009-13 Saving Cents with Sense â„¢, a website of Saving Sense Media LLC.