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Roth IRA Conversions? Better Wait and See.

Prairie Eco-Thrifter

The money in the IRA can be used during your lifetime, but then can accumulate tax free while the next guy in line for it takes minimum distributions over his life. This is because the money is protected in the tax deferred (or tax free) account and it can build significantly over time. Roth IRA contributions are made post tax.

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Sure, this means Wall Street, but non-market forces (for example, elections) can also influence mortgage rates. A mortgage is set up so you pay off the loan over a specified period called the term. markets.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe.

Budgeting 246
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iPod Touch Deals

Saving With Shellie

If you elect in-store pickup you can get a $10 Best Buy gift card. Remember, most states don’t pay tax on Amazon purchases. In case you missed all the iPod Touch Deals on Black Friday there are a few discounted prices today worth checking out. :: Best Buy. Get an 8GB iPod Touch on sale for $184.99.

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5 Pieces of Advice to Tell Your Child About Money- Part 3

Prairie Eco-Thrifter

Also you are obligated to vote in every election that you can. Those people are spending your tax money, which is your largest expense in life. You can be different than everyone else and actually learn to do something by yourself rather than just buying your way out of a problem. 4) Learn about investing.

Money 157
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A Healthy Environment Should Be Our #1 Priority

Prairie Eco-Thrifter

Every few years in this country we go through a song and dance show to elect our leaders and representatives. From education to taxes to the deficit to foreign policy, the candidates tell us what we want to hear only to constantly change positions throughout their elected tenure. Here’s why… Education .

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More Drilling is Not The Solution We Need for Our Energy Future

Prairie Eco-Thrifter

Shortsighted as ever, many of our elected officials are ok with allowing oil companies to drill anywhere and everywhere – mainly because some of those profits end up in campaign coffers come election years. Continue (and increase) tax incentives for using renewable energy at home. Subsidize electric cars for the masses.

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